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According to a survey conducted by Bankrate.com, only 1 in 3 Millennials has money in the stock market. The reasoning behind this is because they think they don’t have the capital to invest.
Investing is crucial for your long-term wealth, retirement, and upward mobility. Even though you might know very little or nothing about investing, there are still ways to influence your finances. The cool thing is that by investing online, you get to increase your passive income without having to check your portfolio every hour.
If you’re looking for easy growth for your wealth, look no further. Here are the 5 best investment apps for amateur investors.
Super basic, super clean is how one could describe Robinhood’s interface. With a straightforward platform, investing on the Robinhood app allows you to buy shares of specific companies in the financial market.
The biggest pro of Robinhood is it cuts out the middleman – brokerage firms. Without them, what you get is low-cost investing and zero-commission trading. In simple terms, you can trade as often as possible without incurring a ton of fees.
For an app with no mess and no stress (both important for investing), while also learning how to invest in the stock market, Robinhood is definitely a contender.
Another uber-simple platform and user-friendly, Acorns is a fun way to grow your wealth steadily through micro-investments. What this app does is take your credit card information; then, when you spend like you normally do, Acorns rounds up what you spent to the nearest dollar.
The extra change is invested through Acorns. This is passiveness at its finest. You don’t do anything – just spend how you normally spend, and Acorns takes care of the rest.
Try Acorns if you don’t want to worry about investing at all.
The equivalent of a portfolio manager on your phone, Betterment takes your goals and dreams in mind. They ask you what you’re investing for – dream car, vacation, retirement – and then builds you a personalized portfolio.
The nice aspect of Betterment is that they actively manage your account, using tax-efficient technology to properly allocate your funds.
Helping you make the most out of your money, Betterment is better than most and is worth consideration.
$5. That’s all you need to start investing with Stash.
The app aids you in choosing “an investment strategy that reflects your interests, beliefs, and goals.” They stay up-to-date with articles and tips to help you learn as you grow. With fun themes and 40 ETFs, this app was designed to make investments fun and personal.
Grab this app today and see what all the buzz is about.
By far the most intuitive app on our list, Wealthfront takes the pressure off of you completely. Widely acclaimed, this digital personal financial advisor connects to your accounts, analyzes your data, develops a plan based on your goals and habits, and offers tailored strategies.
On top of that, they invest of course. Wealthfront has software built to run complex strategies quickly and frequently, taking out the slow human factor.
If you’re serious about investing and planning for the long haul, Wealthfront just became your new best friend.
Other Best Investment Apps?
There are numerous apps that help you allocate your assets and invest your money, but these are the five best investment apps period.
If you want more guidance on how to invest money online as a complete beginner, check out our comprehensive guide to starting your path to financial independence. Or, if you want to learn how to day trade, look into this day trading options tutorial.
Sex is a fun, healthy part of any adult relationship. As time passes, though, many couples feel their once-intense passion go limp. To reignite the spark, they turn to adult toys.
Adult toys aren’t just for couples looking to make sex fun again. They’re also for those who harbor more particular sexual tastes and consider the common missionary position “vanilla.”
There are multiple types of these toys on market. The adult toy for you and your partner depends on, well, you and your partner.
Let’s check out four must-try toys below.
4 Adult Toys Every Bold Couple Need in Their Lives
Lubricant isn’t the only toy that you’ll find enjoyable in the bedroom. Check out our list of four adult toys to try below.
1. Strap Ons
Strap ons consist of a harness and a dildo. The harness straps around the waist so the dildo sets in the place of a penis.
Both women and men use strap ons. Women roleplay as men and use the dildo to penetrate their partners just as men do. Men sometimes use strap ons in lieu of their own penises due to erectile dysfunction and other penile troubles.
Straps on are a turn-on for a variety of reasons. Besides roleplay, they can be used to double-penetrate and during other fantasy fulfillments.
The use of strap ons also invites couples to discuss exactly what they want in the bedroom. Communication is a huge part of intimacy between partners.
2. Rechargeable, Waterproof Vibrators
Vibrators are a classic bedroom toy, especially when it comes to women’s pleasure.
One problem that vibrator users sometimes experience is dead batteries. Nothing is more frustrating than getting your motor running and then your vibrator’s battery dying. Imagine if it died just as you were about to take off!
Another issue is lack of experimental potential. Vibrators are great for use in the bedroom but few other intimate settings.
That isn’t the case with rechargeable, waterproof vibrators. These adult toys are charged between sessions, ensuring you’ll never experience another dead battery again. They also encourage water play in bathtubs, private jacuzzis, and other water-based settings.
3. Restriction Kits
Restriction kits got a boost in popularity thanks to the Fifty Shades of Grey series.
Fifty Shades doesn’t portray the BDSM lifestyle accurately. However, it did inspire a more mainstream audience to check out BDSM and try some of its lighter attributes.
Restriction kits are one of those attributes. These kits include straps that restrict one’s arm movements as well as a blind that covers one’s eyes.
The idea behind restriction kits is to heighten one’s other senses. When you lose one of your senses, the others become stronger. If you can’t see, your sense of touch will automatically become more sensitive.
4. Ben Wa Balls
Ben Wa balls are another staple in the sex toy world.
Ben Wa balls are inserted into the vagina or anus. They are used mainly to promote stronger orgasms. However, that doesn’t mean they don’t have other uses.
Need More Relationship Advice? Check Us Out!
At Pligg, we don’t just offer the hottest downloadables on the Internet. We also offer resources about a variety of topics, including relationships, health, and self improvement.
If you want to see more on these topics, please feel free to reach out to our support team today!
Are you entering or already living in what we deem as the “middle age” phase? It’s possible that you may not be as tech-savvy as some of the younger generations.
Apps are a modern technology that has exploded in the last couple of decades. People are now reliant on their phones more than ever. So why not take advantage of all of this new technology?
There is an app for everything, with hundreds and thousands of new ones coming out daily. Once you hit 40, your needs and preferences may have changed. Read on for a list of the top 8 apps everybody over 40 needs to use.
Cozi is your one stop to keeping track of multiple schedules in one place. This is useful if your family has several members. This app can also be particularly helpful if you are someone who requires the assistance of a caregiver.
The app allows you to have shared color-coded calendars and also gives you an option to set reminders for yourself or other members of the group.
Medisafe is an app that is great for those over 40 who take medication. The app gives you a pill reminder notification that makes sure you never miss a dose or mistakenly double up.
According to a study from the NCBI, approximately 50% of patients do not take their medications as prescribed. This app can help solve that problem by providing daily reminders.
Glasses is a handy app that basically turns your phone into a digital magnifier and mirror. This can be very useful for those whose eyesight may be changing with age since it can magnify fine print up to 12x.
The app is very easy to use. By simply double tapping or swiping, you can control the app. If you want to see what strength reading glasses you may need, you can take this test.
For those over 40, you may have noticed that your mind may not be moving as quickly as it used to. The Peak app includes 40 games developed to challenge your cognitive skills.
These brain games are a great way to challenge yourself and keep your mind quick. Your brain needs exercise too! These games exercise your attention, memory, problem-solving, mental agility, creativity, and other skills.
Any.do is a great reminding app. From grocery lists to appointments for the week, this app will organize your schedule. There are options to send a text or sound an alarm as a reminder.
Of course, you have to remember to set them in the first place, but once you get the hang of it, you will see how much it helps your personal organization.
My Fitness Pal
Fitness tracking apps may not be your favorite. Often times, people feel like it is technology’s way of shaming you. However, a better way of looking at these apps is that they are helping you stay healthy.
As you get older, exercise becomes more and more important to your health. My Fitness Pal is a great fitness app that records and analyzes what you consume, measure your steps per day, and track your sleep.
Omnio is a medical app that can give you some insight on why you aren’t feeling so hot. You can use this app to look up different symptoms, how to treat or keep up with the latest medical news.
Over 40 and Ready to Be Up-to-Date in the App World?
It may seem overwhelming to keep up with all of the new apps that swarm the market on a daily basis. However, using all this new technology to your advantage can make your life easier and more comfortable.
Although you are getting older, you can customize these apps to the new needs and preferences in your life.
Looking for more ways to be as knowledgeable as your younger friends about technology? Check out our technology page. We’ve got lots of information to keep you current.
Last year, people downloaded over 197 billion apps. This statistic alone proves that today you need to evolve to survive.
Retail companies have had to adapt fast through these recent digital marketing trends in order to stay alive.
Website downloads alone are increasing rapidly while print media reached a low of only 35 million print circulation in 2016.
So how are retail companies expected to keep up with the high demand from consumers on the internet?
The answer is digital catalogs.
The ability to search the catalog for a company’s product collection is truly changing the game.
Never heard of a digital catalog? Here are 7 reasons why digital catalogs are going to change the retail industry.
1. Analytical Capabilities
In the digital marketing bubble, analytics are the key to discovering the best strategies for the company.
Print catalogs do not account for all of the “unique readers” (those who read it more than once), just the initial sale.
Is the initial sale enough information to determine if the strategy was flawless? NO!
Can you imagine how many times a single printed catalog is reviewed the day before Black Friday? Neither can the retail industries if they only print their catalogs.
Consumer behaviors when interacting with the catalog is a huge part in understanding whether or not the products are enticing, the descriptions make sense, the layout is functional, etc.
There would be no company without the consumers so it is important to take time to analyze their interactions.
2. Better Mobile Experience
As shared earlier in the article, technology is an essential part of many consumers’ day to day lives.
They spend the morning on their phone while getting ready for the day…so use that to your advantage!
If your catalog is not mobile friendly, it will not be used much more than your printable one.
Take the time to find the right platform for your business and test its mobile version.
61% of users are unlikely to return to a mobile site they had trouble with. 40% of those people will visit a competitor’s site instead.
By allowing access to your catalog on a smartphone, you have instantly increased your click through rate and saved a customer from purchasing a competitor’s product.
3. Increase Potential Reach
Email marketing, social media ad’s, and new instagram stories are all effective ways for retargeting existing customer’s, but they do not guarantee unique visitors.
For a retail company, each product is very different and reaches a specific target audience. The Auchan catalog is known for their ability to reach wide ranges of customers.
For example, a nice pair of blue jeans could be targeted towards a 22 year old trendy but classic working woman. If you cut a hole in those jeans, you could potentially lose the original consumer but get a 22 year old college student’s attention.
Not to say that a working woman would not want a hole in her jeans or that a college girl needs one, but the example illustrates that two similar people may not want the same product.
It is as simple as that.
Providing a platform that shows both pairs of jeans side by side with two different models displaying them can increase the potential for a wider demographic.
When two products are compared to each other side by side, they are easier to compare and decide between.
Yes, stay true to your company’s values, but don’t be scared to take a step into the unknown.
4. Dynamic Linking
This isn’t a normal printed magazine we are talking about. Your digital catalog should have links that “add item to cart” or “view item” or “add to wishlist”.
They have internal linking capabilities that allow you to redirect your consumers to the product they click on, straight to their shopping cart, or to items similar but in a different color.
Consumers will not stay on your site for long if the purchasing process is difficult.
Keep them interested by having each of your products within the catalog, link to the product or an internal “about” page where they can learn more about the company and its products.
5. You Can Edit a Digital Catalog in Real-time
You can edit an online catalog.
Once a printed catalog is purchased and delivered to the customer, there is no turning back.
The dynamic capabilities of fresh and new content makes it exciting for a customer because they never know when to stop checking in!
Run out of royal blue sweat pants? Remove the color option in the catalog until you restock! No need to confuse your potential customers.
Additional edits can also be a huge success when it comes to staying current with new trends.
6. Impress Through Branding
A consumer should only have to look at your website for up to 5 seconds before knowing who you are, what you sell, and if they are going to be a frequent visitor.
Want to know how they can tell? Your branding.
The latest trends have been velvet, statement sleeves, wedges, and pastel colors. These should have been incorporated in your last catalog.
Digital catalogs are trending for retail companies due to the ability to impress a consumer visually.
Does your website currently impress consumers? Replicate your unique brand in your digital catalog for a cohesive customer experience.
7. Increase Rank in Google Search
If you want your company to come up first when typing “Cute purple sundress” than you better have a digital catalog with a cute purple sundress in it.
The ability to increase your rank on google search is mostly based on keywords that are found on your website.
Hosting it on your website gives you another platform to do just that.
Not only will your catalog pull up with an increase in SEO tips, but your website is more likely to come up, as well, since it is a direct link in your catalog and has similar keywords.
Try It Out!
With the statistics rapidly increasing for digital downloads and mobile viewership, it is not surprising that implementing a digital catalog is an effective route for retailers to take in the upcoming months.
Be the trendsetter and adapt this new strategy that can satisfy your consumers’ needs and increase your overall viewership.
Opening and closing the garage door isn’t something most people even think about. After all, it’s just opening and closing a door, right? Well, that’s partially correct. Opening and closing your garage door is unavoidable, yes, but its the type of garage door you’re opening and closing that makes all the difference.
There are two conventional types of garage doors; sectional and roller garage doors. While most people in the U.S. use sectional doors, roller doors can actually save energy, and therefore money.
To help get you started, we’re breaking down exactly how roller garage doors can save you money.
Sectional Versus Roller Garage Doors
First thing’s first. We need to touch on the difference between sectional and roller doors. They’re fundamentally different in how the mechanically operate and how they’re designed. And those difference affect how much energy you can save.
Sectional garage doors consist of, surprise, sections. Each section represents a substantial part of the door, which is attached to one another by hinges that allow the door to flex when it gets “put up.”
These doors attach to a track that runs along the garage ceiling. When the door goes up it slides along the track and up along your ceiling. Sectional doors are commonly made of plastic.
Roller garage doors differ in that they roll into your ceiling. Each door comprises itself from smaller, metal or nylon slats that connect on small hinges. Each slat can roll to eventually collapse the door into a cylinder upon opening.
Besides just saving money on energy, roller doors also save space on the garage ceiling thanks to their compact design.
How Roller Garage Doors Save Money
Roller garage doors, as we mentioned above, save money through saving energy. The first difference we already touched on, though didn’t address. Roller doors are metal or nylon.
Compared to their preeminently plastic counterparts, nylon roller doors keep significant heat inside your garage. Metal actually lets more heat escape than plastic, but because of this, metal doors usually come with insulation by default.
While the nylon doors might keep heat better, it’s usually not worth nylon’s shorter lifespan. Any heat loss from metal doors is easily mitigated with a few tweaks.
Which leads us to our first point…
Roller garage door slats are two pieces of either nylon or metal that attach to form one single slat. This leaves room between the two halves of each slat for air. In mild climates, the air works well as insulation, but in colder climates, or just for those looking to save more money, there’s a better alternative.
The space in-between each slat is the perfect place for additional insulation. A hard foam that seals off even the smallest cracks to keep the cold out and the heat in. Likewise, the best-quality insulated doors have insulation that covers roller door seams and creases.
When paired with nylon, and even metal, slats the potential for energy saving is tremendous. How?
Keeping in the Heat
Most garages fall into two categories, workspaces or car storage. Though some fall under both. In either instance, you’re likely heating the space during the colder months, even if inadvertently.
While you might not heat a garage used for simple car storage, that garage is still connected to your home. Any door between your garage and home will let heat out of the house and into the garage.
Heat flows from hot to cold, which means all that heat in the warm house is trying to find its way into the cold garage. That’s another issue but is still related to the garage door. If you’re losing heat to the garage, you’re also losing that heat out of the garage door.
Think of it like a cycle. Heat goes from the home, into the garage, and out the garage door. More heat then moves into the cold garage and the cycle continues. Keeping the heat in the garage is the best way to stop the problem.
That’s where roller garage doors come into play. Insulated doors keep the heat in the garage and so you don’t keep losing heat from the home. Less heat loss means less energy used.
And Keeping the Cold Out
While heat moves from cold to warm, you can also lose air conditioning from your house into your garage. And just like with heat, that cold air escapes through your garage door.
An insulated door can help minimize the cold air lost through your garage. Likewise, heat can also come into the garage and then home through an uninsulated garage door. That makes your air conditioner run harder and wastes energy.
Choosing Your Roller Garage Doors
Choosing an insulated roller garage door means selecting what works best for your needs. This means determining what exactly kind of roller door you need, how much insulation you need, and even what application you’re using the door for.
Is the door to your home (as we mentioned before)? How about for a workshop (which you’ll likely heat and cool)? Each door comes with different positives and negatives that you should discuss with a specialist.
Though regardless of what door you choose, know that any roller garage doors can save you on your energy costs and therefore money.
Keeping your home repairs in order (including your garage door) means having access to the documents and manual you need to make your home repairs as quickly and efficiently as possible.
We’re dedicated to bringing you not the outside home repair manuals, but the technology repairs that most people shy away from. With our manuals, we’re confident that anyone can repair their own home tech gear.
It’s our goal to become the one stop shop for anything download related! Give us a look today.
After months of cold and work, spring break is more than just a breath of fresh air. It’s an opportunity to reset life.
Sometimes you spend all those months fantasizing about the fun you’ll have. Spring break arrives, and you’re stumped for ideas.
It’s probably not that you have none, but that you have too many. Maybe you do have none and need help getting started.
Read on for engaging, exciting spring break ideas.
1. Day Camp
It’s one of the classic spring break ideas, and there’s a reason for that: day camp is fun. March break camp, for example, offers sports and leadership programs and STEM programs.
Day camps are usually themed, such as sports, computer coding or dance. This means that you can find a camp that your child will love based on his or her interests.
Usually, the price of camp includes lunch and at least one snack, as well as any supplies or materials. This makes it an easy and fun choice for both parents and children.
It’s also an ideal choice if you need childcare and your child is too old or doesn’t have a usual caregiver.
2. Play Dates with Friends
When school is in session, there’s little time for free play. Between the school day itself, homework, and chores, kids are often on the go.
Take the opportunity of unstructured time during spring break to set up play dates with no specific plans or goals. Arrange to meet at someone’s home or your favorite park, and let the kids roam free.
They’ll enjoy the opportunity to use their imaginations freely as well as the physical exercise. You can even make a day of it and bring lunches.
3. Learn a New Skill
When school is in session, the learning is already planned. It’s based on a structured curriculum. Your child has no say in what they learn, how they learn it, or why they learn it.
Spring break is an ideal time to engage in some child-led learning. Encourage your child to discover their own interests and education by learning something they’re curious about.
Be bold and creative. It doesn’t need to follow any typical educational path. Whether their interest is skating, video games, or whittling, help them find resources.
What seems like a random, odd interest now could lead to a future career. Take advantage of free time to encourage your child to follow that interest with enthusiasm and all available resources.
4. Take a Family Vacation
When it comes to family vacations, spring break ideas give you a lot of flexibility. Spring provides many weather types around the country, giving you a lot of options.
Take a beach vacation to Clearwater, Florida. Head to Colorado or New England for some skiing or snowboarding. California has areas where you can combine snow with the beach if you’re willing to drive.
Getting out of town for a week refreshes the whole family. You’ll come home with renewed energy and a productive mentality.
5. Plant a Garden
Planting a garden is a great way to encourage your children’s interest in nature. Even if there’s still snow on the ground in your area, you can start seedlings and small plants indoors. Engage the kids in preparing the plants for outdoor transplanting.
You can plant flowers, vegetables, herbs, or even a combination of the three. Let the kids research what kinds of plants shouldn’t grow together, or how to encourage healthy growth in a particular plant.
The kids can also create a map of the garden, laying out where to plant in advance or marking locations after planting. They can use popsicle sticks to craft fun plant markers.
When it comes to spring break ideas, planting a garden is a great way to get the kids involved in the changing of the seasons, health, and nature.
6. Let the Kids Choose Spring Break Ideas
Children ages 8-17 worry about their grades, getting a college education, and Mom and Dad’s financial situation. They have limited choices when it comes to what they learn and compete with others to get into college.
They can, however, choose what they do in the limited free time they get. Ask your kids for spring break ideas. Find out what they want to do, and if it’s reasonable, do it.
They might choose to visit the library for books they don’t get to read when they’re in school. They might prefer to ride bikes around the neighborhood with friends. It might seem boring to you, but sometimes those unstructured, self-chosen activities are the most enjoyable.
7. Be a Tourist in Your Hometown
We get locked into our routines. Work, school, errands, and cleaning take up our time and we become blind to the beauty and fun that surround us all the time.
Be a tourist in your own hometown. Look up the attractions that bring others to your city and go visit them. Visit a local hotel lobby and grab some of the brochures they offer with local activities.
Visit a very touristy restaurant for a meal and check out its history. If you usually drive through the city, try taking public transportation instead. The shift in perspective can change what you see.
Stop actual tourists on the street and ask them to tell you the most fun they’ve had in your city so far. Then visit that location or activity for yourselves.
Don’t Limit Yourselves
You’ve got a whole week to fill, so why limit yourself to only a few activities? Fill your days with fun activities. If these ideas aren’t enough for you, we have another 32 ways to keep your kids occupied.
Spring break is an opportunity. It’s free time begging for fulfillment with fun, excitement and new and unique activities. It’s also positioned perfectly to take advantage of the increasingly pleasant weather, without dealing with overwhelming heat or inclement weather.
Grab the kids, choose an activity and get started on the fun. If it takes a turn down an unintended path, enjoy the diversion and see where it goes. Spring is made for surprises!
If you’re reading this, chances are you’ve won a lawsuit settlement and are now sitting on a nice, big lump sum of money.
Unfortunately, however, depending on the specificities of the lawsuit and the type of award you receive, you may have to pay taxes to the government on that award.
After all, 97% of civil court cases are settled without trial, so the government wants to get its hands on that money.
The IRS has a large, wordy document on the ins-and-outs of the tax law regarding court settlements. In the eyes of the IRS, certain settlements are taxable, and certain types of settlements aren’t.
Below, I’ll summarize these different kinds of settlements.
Types of Lawsuit Settlements
The IRS divides the types of settlements that can be awarded to a claimant in a lawsuit into two categories.
One category contains claims that are awarded as a result of a physical injury and the other category contains claims that are awarded as a result of non-physical injury.
The IRS defines a physical injury not just as something like a broken bone, but also physical sicknesses like cancer, or the flu.
A non-physical injury would be something that causes an unquantifiable emotional distress like, defamation of character, for example.
There is also one last type of settlement that could be tacked on to either category, but is treated like a separate entity by the IRS.
This would be punitive damages. Punitive damages is money that a judge rules forces defendant to pay that exceeds basic compensation and exists only to punish the defendant.
For example, if you sue someone for lost wages amounting to $1000 and a judge forces the defendant to pay $2000, that extra $1000 is punitive.
Now that we have these definitions, let’s delve into whether or not any of these types of settlements are taxable.
Physical Injury Settlements
Usually, any money that you receive that adds to your gross income has to be reported to the IRS and thusly taxed.
Typically, this would also include settlements from lawsuits.
However, luckily (or unluckily) for you, IRS has certain exemptions when it comes to physical injury settlements.
If you are awarded a settlement in a lawsuit explicitly because you were physically injured, then you do not have to pay taxes on that income.
But this is only true if the settlement is awarded to replace lost wages or to make up for emotional distress as a result of those injuries.
For example, let’s say you were driving your car and another driver t-boned your car, breaking your neck.
Let’s as a result of the broken neck you can no longer work your hypothetical factory job.
As a result of this, you sue the other drive for lost wages, as well as emotional distress.
Then, the judge rules in your favor and you win a $100,000 settlement. Under the law provided by the IRS, all of that income is excludable from the tax because it was awarded as a result of a physical injury.
Make sense? Now, lets take a look at the other side of the coin.
Non-Physical Injury Settlements
Like I previously stated, in the eyes of the IRS, a non-physical injury is an injury in which there was no bodily harm done to the winner of the settlement.
Examples of settlements that would fall under this category are settlements that are awarded as a result of a crimes like libel, defamation, slander, trespassing, property damage, and only emotional distress.
If you have won a settlement as a result of any cases like these, that money has to be reported to and taxed by the IRS.
For example, if your coworkers spreads a false, malicious rumor, about you and that leads to your termination, you can sue for lost wages.
However, you must pay taxes on that money, because you simply incurred no physical harm.
What About Punitive Damages?
Unfortunately, any type of punitive damage, whether it is issued as a result of physical or emotional harm, is not excludable in the eyes of the IRS.
There is one exception, though.
In wrongful death lawsuits, punitive damages may be excluded from your taxable income.
However, this rule exists in a legal grey area, as some states have statutes that exempt wrongful death settlements from being taxed and some state don’t.
In these cases, it is best to consult a lawyer or a CPA to determine if you have to pay taxes on wrongful death settlements.
The Tax Rate on Legal Settlements
We should have a good idea on the general rules for what kind of legal settlements are taxable by now.
With those questions answered, the only one remaining is “If I do have to my taxes, on my settlement, how much should I pay?”
In most cases, you pay the normal federal income tax on your court settlements based on your income bracket.
Unfortunately, if you receive a very large settlement, it may push you into a higher income bracket, forcing you to pay a higher percentage in tax.
For example, if you usually just make $35,000 a year and typically pay a 15% federal income tax, but a court settlement pushes your income to $5,000,000 in that year, you’ll have to pay a higher tax.
In this example you’d get pushed to the highest tax bracket, forcing you to pay 39.6% of your income in tax.
On top of that, you’ll also have to pay your local state and city taxes as well.
But remember, if you’ve won a settlement as a result of physical injury, you only have to pay tax on the punitive portion of that settlement.
So if you get a settlement of $5 million because someone broke your leg, but only $1 million of that is punitive, you only have to pay taxes on that $1 million.
Long Story, Short
At its most basic, the rule for whether or not a court settlement is taxable is that if the settlement is awarded as a result of a physical injury, it can be excluded from taxation.
To be extra safe, though, don’t take my word for it.
Contact a lawyer or a CPA to make sure you’re in the clear.
Looking for style with a touch of elegance? The following fashion apps will keep you glowing in style for 2018 and beyond.
You’ll not only look fashionable, you’ll be a fashion icon with access to great deals that look expensive.
With the following fashion apps, you can find your favorite cuts and up-to-date styles that make you look chic with a plethora of options to suit your personal tastes.
You’ll find the online shops with for some great looks for work or play. And many are great for shoppers on a budget.
Some of these fashion apps get the community shopping for you. Ask your community for recommendations and they deliver.
It’s Sex in the City in the digital world. Scroll and swipe through the hottest fashion items and choose the ones that suit your style. And the apps are free.
Let’s get to it.
8 Fashion Apps You Need to Download Right Now
Polyvore features hot looks from the world’s top fashion and apparel designers. Your options will be endless. You’ll impress friends and family. And even make some stir with envy.
Scroll through fashionable looks chosen by Polyvore’s stylish community. The app recommends items based on your preferences.
What’s really fun is putting together items from your head to your feet like these cool socks at Yo Sox. Then share them with family and friends.
App Price: Free
Kaleidoscope is your go-to fashion app guide when you want to look fabulous.
A great feature of this fashion app is it offers suggestions through a web chat program. Discover which fabrics look best on you and which ones are worth the wear.
How many fashion apps have tutorials? Well, this one does. It helps you navigate through an array of attractive styles, special prints and choice fabrics. Learn what makes you shine. You’re bound to find the perfect wardrobe.
App Price: Free
StyleDotMe, a must-have fashion app for fashionistas of all ages. And the app gives advice from fashion experts, so you get tips from the pros that make you stand out and turn heads.
Still not sure what outfit to wear for a company party or family affair? Poll your family and friends to help you make the fashion decisions. If you need advice in a hurry, try the live timer.
App Price: Free
When you shop for apparel with Shein, you can’t go wrong. Hundreds of trendy looks are available to you every day.
With over 200 new arrivals on the site every day, you’ll have so much to choose from. Add that to thousands of other items and you’re bound to find something stunning.
See something that’s perfect for a friend? Share it with her in the community. There’s a huge social community which makes the app loads of fun bouncing around style ideas.
Not ready to make a purchase? Save your favorite items to your own wish list and buy the items later. Pair outfits together, mix and match sets and separates to get creative.
It’s always a hoot to see if you and your friends choose the same pieces.
App Price: Free
If you ask any fashion expert who sets the stage for fashion icons, it’s Vogue. And yes, they’re on our list of fashion apps!
The app is for women serious about fashion. On the app, you’ll discover fashion looks, beauty tips, and fashion news.
What’s nice is the app gives your recommendations in the form of stories at first glance. Learn the trends by watching videos of the latest looks, see stunning photos from Vogue.com and Vogue magazine.
If you’re not in the mood to read stories, you can just shop. Or save the stories for a later date.
Get the skinny on beautiful homes, celebrity style, elegant weddings, food, entertainment, and travel. You can save your favorites to view at another time at your leisure.
Don’t forget to set notifications to keep you in the know of the latest items.
App Price: Free
6. Instyle Magazine
Instyle, an app destined to set the trends. Like Vogue, this is one of the fashion apps not to be missed.
Scroll through the latest and greatest fashion trends, the hottest makeup looks and the greatest buys in everything beauty. Get the live news feed and browse through fashion articles.
On the app, you’ll also find fashion videos and the most recent discoveries so you won’t miss a beat. Learn celebrity style secrets that help you dress like an A-lister.
App Price: Free
They made this app for fashion-forward divas. On Roposo, you have access to a wide community of fashion lovers. Swap stories about style with the community and suggest ideas to each other on what to wear.
See the latest trends in fashion, apparel, makeup and beauty regimens. Don’t miss a good buy with alerts to sales.
Save your favorite looks to your hit list. This celebrity-focused app gets you inspired and gets you noticed.
App Price: Free
This app is a treat for both novice shoppers and serious fashion shoppers who know how to find a bargain.
On its pages, you’ll find the most stylish collections for everyone. Scroll through womenswear, accessories, jewelry and men’s wear-all for a great buy.
The app is easy to navigate with its filter options. Shop by price, color, brands, size, new arrivals and more.
The app makes it easy to find what you’re looking for in a hurry. The catwalk videos are a great way to view how the outfits flow when walking.
Check out the celebrity outfits. Don’t want to miss a bargain? The site app will notify you by email about the sweetest deals so you stay up to date.
App Price: Free
Fashion Apps: The Takeaway on the Runway
Now you have access to eight great free fashion apps to keep you in style. They grant you entrance to stunning looks and great deals in fashion, apparel, accessories, and makeup.
And the best thing–they don’t cost a penny.
So what are you waiting for? Download them now.
Our website provides you with access to great content, news, and products from fashion and software to a whole lot more. Visit our site today.
Whether you’re a seasoned blogger or just starting your parenting blog, coming up with new ideas for blog topics can cause a short-circuit or two at times.
Here are a few techniques to get those creative juice flowing.
Always Be Prepared
If you happen to be past the diaper bag stage, can you remember back? Do you recall all the items you packed in that thing? It was a virtual convenience/drug/clothing/grocery store. You were prepared for anything.
It’s important to have the same mindset for your parenting blog.
Pen and paper should always be on hand. I keep supplies in my bag, in the glove compartment of my car, and I have a “go bag” for when I’ll be gone for longer periods of time.
Being able to jot down your ideas right when you have them (of, course, please don’t blog and drive!) develops a healthy source of ideas. If you’re not the pen and paper type person, download an easy to use recording app.
Read Other Blogs
One common thread among successful authors is that they’re avid readers — of other authors’ works.
You’re not looking to replicate, simply spur your creative brain into action. Seeing a topic, you might have ideas on how to expand the topic based on one of the individual points. Perhaps you have an opposing viewpoint from the author. Write about that.
By reading other parenting blogs you may notice some of their hidden secrets for creating top-notch posts.
Tackle the Tough Stuff
If you look through your last 20 posts, do they all seem perfectly positive and upbeat? Now, there’s nothing wrong with that but there are times as bloggers that we forget there’s a not-so-pretty side to parenting. Here’s a list of topics for you to research:
- Children telling lies
- My three-year-old still isn’t potty-trained
- The nightmare of toddler sleep regression
- Death of a grandparent
- Childhood cavities
- Dad lost his job
- My daughter told me she hates me
Taking on a difficult subject will not only stretch you as a writer, it may spur some amazing new ideas.
Treat Yourself to a Latte
Sometimes we get stuck when our structured routine turns into the proverbial rut.
Try this simple fix: a change of scenery.
Grab your laptop and head to the local java joint. (Hint: for this exercise choose the busiest location.)
Don’t be afraid to eavesdrop on the two ladies sitting at the table next door. You’re bound to get an idea or two listening to their stories of success or their tales from the dark side.
It’s Opposite Day
This one is simple. Do the opposite of what you would normally do.
Studies report that doing things like taking a new route on the drive home or switching up your morning routine keep the brain engaged.
Do you sit at the computer in the morning before you shower? (Trust me, I’m a firm believer in there being nothing wrong with that!) Switch it up tomorrow. Take a shower when you get up and — this may sound crazy — dress in “real” clothes, like you would wear for a casual day at the office.
Try listening to a completely different kind of music, or better yet, talk radio. Not a music listener — turn it up today. Do a different type of exercise than usual. Read a magazine instead of a blog article.
When you find yourself facing writer’s block try some of these methods above to stimulate ideas. One of the biggest takeaways is to never get comfortable.
Trying new ways of doing things is what creativity is built on. Like Benjamin Franklin once said: “When you’re finished changing, you’re finished.”
Smartphones are a great way to relax and unwind after a long, hard day. But once you’re finished browsing Facebook and posting to Twitter, it may seem like there isn’t much left to do.
On the contrary, you can enjoy some digital debauchery from the very comfort of your small screen. But since there are hundreds of apps released each day, it can be hard to find the latest piece of downloadable fun.
Here are eight sexy apps that you can download for a great time with a partner or just some special time alone.
1) Sexy Truth Or Dare
Remember how exciting truth or dare was when you were a teenager? Well, now it’s been brought to the modern age thanks to Sexy Truth Or Dare.
The general premise is the same, allowing you and other players to choose from either a stunning truth or a scintillating dare.
Though as you may imagine, this has a more “adult” angle to it, with sex-based dares and flirtatious and revealing truth.
If that isn’t quite hot enough for you, you can submit your own truths and dares directly through the app or record your gameplay and let others see the fun.
2) Sexy Texts
As technology evolves, so does foreplay. Perhaps that’s why sending sexts to a partner is such naughty fun. Most couples who have sent or received a sext claim that it’s actually helped their relationship.
Yet people don’t always text back immediately. There’s always a chance you could be around people when you get or receive a sext.
Sexy Texts is all the fun of sexting without any of the potential embarrassment. It’s a private app that lets you and the other recipient send and receive messages discreetly and at your own pace.
You can finally enjoy stimulating conversation without having to worry about embarrassing text pop-ups!
People love tracking physical activity through their smartphones with helpful accessories like Samsung Health or a Fitbit.
But did you know that you can also track your bedroom activities?
Passion is the equivalent of a fitness tracker for sex. Set it on or beside your bed and get down to work.
The app will record audio and movement so you can accurately track your sexual activity.
Should you feel the need to improve your activity, Passion grades each performance on duration, orgasm strength, and activity. Be warned, if it doesn’t think you’re a great lover, it’ll have no problem telling you.
You can take the world’s most famous adult book with you wherever you go with iKamasutra.
There are tons of apps based off of the Kamasutra, but we’ve found that iKamasutra offers the best UI and the most options.
If you’re a completionist, this is definitely the app for you. Within the app, you can create a to-do list of sorts featuring positions you’d like to try, as well as ones you’ve already given a go.
It’s part educational tool and part grounds for digital bragging rights.
5) Elena Champion Of Lust
So far we’ve talked a lot about ways to try next positions and measure your sexual activity, but eventually, you’ll need a break.
Download Elena Champion Of Lust and spend a few minutes with this silly yet thought-provoking adult game.
In Champion of Lust, you play, unsurprisingly, a young girl named Elena. You’re tasked with restoring sex and love to societies more concerned with fighting.
Admittedly, it’s a pretty ridiculous game, but it’s a fun, adult-oriented break with a gorgeous hand-drawn art style.
6) Sex 101
Class is back in session with Sex 101, a helpful how-to guide that also features plenty of surprises.
Sex 101 brings in tips for sexperts, sexual wellness bloggers, and adult toy reviewers, so you can learn about all things sex in one location.
Take some time to brush up on your technique, or learn about the hottest new toys like the Eva II from Eva Dame.
There’s a little something for everyone within the app, so don’t be afraid to give it a download and see what it’s about for yourself.
7) Sex Dice
If you’ve ever spent any time in a gag-gift shop or browsed your local mall’s Spencer’s Gifts, you’ve probably seen sex dice in the wild.
They seem a bit silly but they’re actually a great way to put some passion back into your bedroom activity.
Of course, having two giant dice with sexual activities on them isn’t something every couple is into, understandably.
Sex Dice puts all the steaminess of the classic toy in the palm of your hand, offering tons of different positions, activities, and even tips.
Best of all, there’s no need to worry about kids or guests snooping around and finding your physical dice.
Last on our list of sexy apps is the perfect reading companion for those looking to add a bit of variety to their e-book collection.
Like other sexy apps on this list like Sex 101, Literotica is essentially a conglomeration tool designed to bring you the best stimulating erotica out there.
You can even submit your own if you want to try your hand at turning on readers!
Choose from a variety of genres and kinks like horror erotica or BDSM-themed stories. There’s even a section dedicated to fan fiction, complete with celebrity stories featuring your favorite actors and actresses.
We’re not sure who’s specifically turned on by Shape of Water fan fiction (or fin fiction, if you will), but if it’s your thing, Literotica has it.
Which Sexy Apps Will You Try?
Remember, there are tons of great next sexy apps uploaded each day, so remember to check your app store of choice regularly. In the meantime, these eight apps should get you started on your journey to a hotter, better sex life.
For more great tips on how to improve your sex life, be sure to check out our sultry selection of adult-oriented downloads.
You said goodbye to your former spouse a while ago, and you have no regrets. But that doesn’t mean you’re ready to say goodbye to love. Now could be the perfect time for you to try out divorce dating apps.
After being out of the dating pool for so long, it can be intimidating to jump back in. We understand. But if you don’t jump back in, you might miss out on your one true love.
Software has progressed to the point where it’s easier than ever to find the perfect match for you.
Here’s a rundown of the best divorce dating apps you need to try to meet singles like you. Let’s get started!
EliteSingles Is Among the Best Divorce Dating Apps
This particular app stands out in that it apparently utilizes a smart matchmaking system so that you can truly find Mr. or Mrs. Right this time around.
With this app, you’ll be matched with someone based on your education, your personalities, and even your incomes.
The income aspect is particularly important considering that half of Americans are so financially strapped that they have no ability to save. That’s why White Oak Legal offers several financial tips, with one of these tips being to keep your debt under control.
Although these tips are directed specifically at those going through a divorce, they easily apply to anybody and everybody — including those who, like you, are in search of a new flame following a marital breakup.
Parent Dating for Singles
If you have children, this may be the perfect app for you as you search for love post-divorce.
This app essentially enables you to meet those who, like you, are trying to balance rebuilding their personal lives while also taking care of their children. And the best part about using this app is that it’s free.
You can’t beat that.
This is yet another divorce dating app that can come in handy for divorcees. However, what sets this app apart is that you don’t have to be a divorcee to take advantage of it.
The purpose of this app is for any mature adult to meet a divorced person. So, if you download it, you could potentially end up finding someone through the app who has never walked down the aisle before but can’t wait to do it with you.
Single Parent Meet
This is another app that may appeal to you if you’re a divorced parent. You can actually meet single parents here for both dating and friendship purposes.
So, if you’ve been looking for someone to vent to about your marital breakup, this may be the app for you. And who knows — you may end up falling in love with him or her in the process. Talk about a win-win situation.
How We Can Help
We are your premier digital download marketplace, offering the opportunity to download items ranging from eBooks to music, movies and even software.
Get in touch with us to find out more about how the best divorce dating apps and other resources worth downloading to add value to your life this year.
Customer service outsourcing is an ongoing debate for many businesses.
There are the advantages of cost savings, but they’re outweighed by horror stories of hiring the wrong firm to handle your customer service.
Despite the horror stories, more companies are turning to outsourcing their most basic customer inquiries. A 2014 survey by Deloitte showed that 54% of companies outsourced basic inquiries with another 29% planning to do so.
If you’re on the fence about outsourcing your customer service, keep reading to learn more about outsourcing and the top tips to help you do it successfully.
Advantages of Customer Service Outsourcing
The main reason why most companies outsource is for cost savings. Bear in mind that it’s not an automatic cost saving. That would largely depend on the company you hire and how good they are at working with your customers.
If you’re planning to expand your business internationally, customer service outsourcing may be able to help bridge the gap between your headquarters and your new markets. The customer service firm will already know the language and culture and be able to serve your new customers.
Does your business experience busy seasons? If so, a customer service company can handle the overflow of service issues. They’ll be able to handle the inquiries in a short time period.
That’s a better option than waiting for a member of your staff to handle it when things slow down.
Many companies rely on excellent customer service to separate themselves from the competition.
If you hire the right company to take your service up a level or two, that will lead to other benefits within your company.
First of all, your customer retention rates will be higher. Higher customer retention rates mean that you can recruit the top sales performers to your company.
Salespeople want nothing more than to take care of their customer base, instead of constantly scrounging around for new business.
If your customer retention rates are high, you’ll be able to create a dream situation for many salespeople, and you’ll be able to hire better quality reps.
Disadvantages of Customer Service Outsourcing
It was already noted that customer service can be a competitive advantage for many companies.
If your company has a strong brand that promises excellent service, you won’t be able to guarantee that promise if you hand off customer service to another company.
If you hire a customer service firm outside of the U.S., there will be cultural and language challenges for the staff and for your customers. This could lead to customer frustration.
Customer service outsourcing firms don’t have the language and knowledge of U.S. customers. They also might not have the product knowledge required to help.
That will lead to mistrust and frustration for your customers.
Should You Outsource?
The decision to outsource your customer service is not one to be taken lightly. How can you know if it’s time to outsource?
You’ll need to take a hard look at your current customer service and do a cost-benefit analysis to see if it’s worth it to your company or not.
In the first step, you’ll need to assess how your customer service works for your business right now. Is there one person that handles all service matters or are there a few people who aren’t trained to handle the customers when they call?
If you answered yes, outsourcing can provide a way to have a dedicated, trained staff to handle your customer service issues.
About 59% of businesses that outsource customer service do so because of potential cost savings. Of course, you’ll look at hourly rates for an outsourcing firm.
That’s important, but you need to pay attention to the customer retention and satisfaction rates. That’s your first indication as to whether or not your investment is paying off.
What to Look for in an Outsourcing Company
The key to successful outsourcing is finding the right outsourcing partner. Here are a few tips that you can choose the right firm to handle one of your most valuable assets – your customers.
Know Your Needs
Before you start contacting companies, you’ll want to know what your needs are. Do you need someone to handle online chat services? Do you need general email inquiries answered or appointment scheduling? Will you need a phone answering service for when you’re out of the office?
Knowing what your needs are will help you locate the top customer service outsourcing companies right away. You’ll be able to save time and prevent yourself from interviewing and hiring a company that’s not a good fit.
Once you’re clear on what you’re looking for, you can start looking at outsourcing firms. You can start by asking people in your network for referrals.
If you find companies on your own to work with, be sure to ask to speak directly with current clients and get references.
How Will You Stay in Touch with Your Customers?
You’re going to want is to remain close to your customers. Customer service can provide valuable information such as buying and communication preferences. Losing that information can do long-term damage to your business.
You’ll want to make sure that the company you partner with can provide metrics and data regarding your customers, so they will continue to come back.
Does Their System Integrate with Yours?
On the technical side, you’ll want to be sure that the system the customer service outsourcing company uses integrates with your CRM. This will be key if you plan to learn more about your customers.
Their system should also integrate with social media as more customer service issues are found on Twitter and Facebook.
Customer Service Outsourcing for Your Business
Customer service outsourcing can have many advantages for your business. It can increase your profits
Businesses large and small can benefit from outsourcing. You need to have a plan, know exactly what needs to be outsourced and choose the right firm to take the best care of your customers.
If you’d like to learn more about how your company can consistently give your customers the world-class service they deserve, check out Best 99 Customer Service PLR Articles Pack 1 and Customer Service Step by Step.
Did you ever think you could use your smartphone as a tool to stay on top of your health?
Of the many rapidly growing healthcare technology trends, one of the most helpful is the development of medical apps that will help you do everything from managing your medication to talking to your doctor on the go.
Listed below are seven of the best medical apps on the market that will make it easy for you to keep your health in check.
Best Medical Apps
All of these great medical apps are available for both Apple and Android phones, so everyone can enjoy them!
Whether you’re a doctor or patient, Epocrates is one of the best medical apps you can have on your phone.
Epocrates allows you to search for different medications to learn which one will work best for your symptoms.
You can also add medications to the list of you’re currently taking to avoid any unsafe interactions.
Other features include a special tool to help you identify stray pills you might find in your house and a directory to help you find physicians near you.
There are lots of benefits that come with this app. The only downsides are that it can be slow to load, and it takes up quite a bit of space on your phone.
Medscape is a free app that gives you tons of information about all your medications. If you want to learn more about dosing, side effects, or how the medication will interact with other drugs, this is the app for the job.
You can also use Medscape’s free directory to find doctors in your area. and it’s a great resource for people who are getting ready to undergo surgery.
You can search the procedure you’re going to have and learn more about what the surgeon will do. This can relieve a lot of pre-surgery anxiety.
Like Epocrates, Medscape does take up a lot of space on your phone. It can also take a long time to install.
If you need to find a doctor near you, add Zocdoc to your phone today.
Zocdoc features a form that allows to you fill in the type of doctor you’re looking for, your reason for visiting and your insurance information. It will then give you the name and contact information for all the doctors in the area who are available to see you.
It doesn’t stop there, though!
Zocdoc also allows you to learn more about the doctors in your area and schedule an appointment directly through the app.
It also features wellness reminders that help you keep track of your appointments and a guide to let you know which check-ups you should be getting each year.
The only problem with Zocdoc is that there have been cases of appointment reservations not going through with the app. You may want to call and confirm your appointment to guarantee it went through.
If you have a hard time keeping track of your medications, CareZone is a great app to use.
CareZone allows you to create a list of your medications, dosages, and schedules so you’ll never miss a dose again.
CareZone also lets you document and share symptoms with family members or your doctor, and it comes with a place to store insurance information and set up reminders for upcoming appointments.
Finally, CareZone also gives you personalized health tips to help you feel your very best.
People who use CareZone have noted some minor bugs, but the majority of them have been fixed. It’s a solid app that just about anyone can benefit from.
Prescription drugs can be expensive, and prices vary depending on which pharmacy you visit. To get the best prices for all your medications, download GoodRx.
GoodRx lets you compare prices between pharmacies in your area, and it also gives you access to coupons that will help you save more money. The coupons can be scanned directly from the app, too, so there’s no need to worrying about printing them.
GoodRx can be helpful for finding deals on prescriptions, but it’s important to note that the prices are not always 100 percent accurate. There are variations depending on your insurance and other information, so it’s not a good idea to go to the pharmacy with a set price in mind.
6. First Derm
If you have questions about specific skin conditions, First Derm is another one of the best medical apps to have in your arsenal.
The app allows you to research your symptoms, and you can even send a message directly to a dermatologist who will get back to you within 48 hours.
If you have a condition that the dermatologist believes needs medical attention, they will give you information about the nearest dermatologist or pharmacy so that you can get the treatment you need.
Another nice thing about First Derm is that it doesn’t require you to input any personal information or even log in. Everything is anonymous.
Keep in mind that there is a fee for an evaluation, and the price goes up depending on how quickly you want to hear back from a dermatologist. This can be pricey, so you’ll want to avoid turning to the app for every little bump and bruise. But, First Derm can still be a great resource if you’re worried about a skin issue and can’t get in to see a dermatologist in person.
7. Doctor on Demand
If you need to talk to a doctor but don’t have the time to schedule an in-person appointment, Doctor on Demand has got you covered.
Doctor on Demand gives you access to a wide range of physicians, psychologists, and pediatricians. You can speak with them via audio or video, and you can get personalized advice and even prescriptions without having to leave your house.
The app can get expensive — a 15-minute call costs $40 — and you don’t get to choose your doctor. But, it’s a great resource for busy people who don’t mind paying a little extra money for the added convenience of a mobile physician.
Looking for More Health and Medical Apps?
This list of the seven best medical apps is a great place to start. But, do you want to take your health and medical knowledge to the next level?
If so, check out this list of the top 20 men’s health apps available in the app store.
It’s that time of year again. All of those DIY home projects have been piling up. Some of them you love. Others, you avoid.
They may take hours, primarily because you don’t have the tools the experts do.
But that can change now. You don’t have to be an electrician to use a multimeter. In fact, once you learn the basics, it’s one of the easiest tools to use.
Let’s find out why this is a must-have tool in your toolbox and the many ways you can use it to save time and money by doing it yourself.
1. It Takes the Guess Work Out of Many Home Projects
When you don’t have the right tools, you do a lot of guesswork when doing things around the home or business.
This not only increases your chances of making a serious mistake, it takes a lot more time.
Not unlike a screwdriver, stud finder or level, a multimeter is a tool you need in your toolbox.
2. It Saves You the Expense of Hiring a Professional
How many times have you hired a professional for a project? They pull one little tool out that you didn’t have. And they’re done in minutes after it took you hours of trying before you called a professional.
It may have only taken a few minutes. But you’re still on the hook for $75 dispatch fee plus an hour of work.
With a multimeter, you can do many of the things professional electricians do yourself.
As a bonus, how many of your friends and family members will also be saved this expense because you have this handy device?
3. It Saves You the Expense of Throwing the “Wrong One” Away
The multimeter is a gauge. We’ll go into its specific functions a little later. When you have the right tool measuring things you avoid waste.
You don’t accidentally throw something away that was functional. You don’t waste time installing something that doesn’t work.
4. Anyone Can Use One
These devices are very easy to use. And they’re fun to learn.
They can seem a little intimidating at first. But you’re probably only going to use for 3 primary functions, measuring:
These will become more clear as we go through our list.
We wouldn’t recommend a child use it. But any responsible adult can pick one up and learn to work with it in a few minutes.
Now, if you could just get a reliable lie detector for your toolbox.
5. They Help Keep You Safe
The multimeter helps measure electric current. Knowing if a current is present and how strong it is will help you avoid a shocking mistake.
When you use this device as instructed, it helps keep you, your family and your home safe.
Now let’s get into the most likely ways you’ll use this device.
6. You Can Test Batteries
You’re removing batteries from a device. You suddenly get interrupted.
Absentmindedly, you accidentally put the old ones back in the box. Or you forget which ones are the new ones.
Now you’re facing a dilemma. You don’t want to accidentally throw away good batteries. And you don’t what to mismatch or put dead batteries into the device.
The multimeter has two little probes that allow you to quickly determine the voltage in the batteries to get rid of the duds.
7. You Can Check Out Extension Cords
Extension cords can be very dangerous. You expect them to last for decades or more.
They may look fine. But over time, they can corrode.
You can test the continuity of the current moving through the extension cord by inserting one probe into each hole of the receiving end of the cord.
Carefully touch the other probe to the corresponding prong on the other side.
Is the current continuous? If not it’s time for a new cord.
8. It’s the Easiest Way to Get Rid of Old Lightbulbs
This one will only work if you still have incandescent bulbs. It’s less reliable for CFLs and LEDs.
Put one prong into the groove of the light bulb screw and the other onto the metal tip at the base of the bulb.
Check that the current is continuous. If it is, the device will make a sound.
9. It Helps You Spot a Hot Wire
When a fixture or appliance stops working, you have to wonder: Is it the fixture? Is it the switch? Or is the power failure somewhere else in the house?
Use the multimeter to figure out what the culprit is so you don’t make any unnecessary purchases.
10. It Locates That Bad Switch
When you’re changing out switches, it’s a project. You don’t want to accidentally install a bad switch. Even if the switch is new from the store, it could be faulty.
What a waste of a Saturday afternoon!
With a fluke multimeter, you can test the switch to avoid the hassle.
Simply apply the probes once again. Adjust the settings and instantly know for sure if you’re working with a dud.
Multimeter: A Must-Have Tool in Your Toolbox
A decade or so ago, you may have thought you could be without a level or a stud finder. Now, these tools are in every serious homeowner’s toolbox.
There’re probably in yours.
If you don’t have a multimeter, you could be wasting a lot of time and money when there’s a simple fix. This meter takes the guesswork out of DIY projects. You can know for certain the voltage, continuity, and resistance in electrical devices.
Stay safe by testing switches and cords before they cause a problem. Stop throwing perfectly good lightbulbs and batteries in the trash because you accidentally mixed them up.
Anyone can learn to use this handy tool and it’s fun.
To learn more about helpful apps and devices, follow our blog.
You may think you’re a vaping expert. But there’s a common mistake that even experienced vapers make.
Many people are actually storing their vaping liquid in the wrong way. Vaping is more popular than ever. If you’re a newbie, you could have a lot to learn still about storing your supplies in the right way.
A stale or corrupted e liquid is something you definitely don’t want. You deserve to enjoy a strong flavor down to the very last drop. And if you have kids, even childproof caps aren’t enough to properly safeguard those tiny liquid bottles.
Ever wondered if you’re storing yours correctly?
Keep reading for everything you need to know about how to store your e liquid.
How Not to Store e Liquid
You may have a bottle lying around now and you’re asking, can e-cigarette liquid go bad? The answer is yes, it absolutely can.
The components of the liquid are the vapor agent (PG or VG), nicotine, and flavoring. The last two are natural compounds, so they are prone to getting stale.
When choosing how and where to store your liquid, remember these three things. No heat, no light, and no air. These are all enemies of the longevity of e liquid, along with moisture.
Where to Store e Liquid
One of the best places to store liquid is in the fridge. When you take it out to vape, let it sit at room temperature for a while. This will cause it to become less thick and easier to deal with.
Other places that will preserve the liquid’s integrity include a cupboard or kitchen cabinet. It should be high enough to be out of the reach of pets and kids.
Fun fact: the best place in your house is actually the basement. It’s cool, away from a light source, and probably doesn’t get a lot of air circulation.
Keep Away from Children
It’s important to keep in mind that you should store both liquids and e-cigs away from children. This applies even if you don’t have children yourself. Any that come to visit you could be attracted to the look of the liquid’s bottle, which is often brightly colored.
By treating the liquid with the same care as a medicine or cleaning product, you can avoid accidental poisoning.
Get a Quality Liquid
The quality of the liquid you choose is probably the most important factor that will affect its shelf life. Buy from a trusted supplier or online store like ecigwizard.com, which carries a UK made e-liquid for vaping.
You may want to keep in mind that fruit-flavored liquids go bad more quickly than others. You’ll know if you the liquid smells “off” or tastes sour when vaping.
Bonus Tips on e Liquid Storage
With proper storage, it’s been reported some liquids have a lifespan of up to two years. For long-term storage replace plastic bottles with glass ones that are dark or tinted. For a long period of storage, your best bet is to put the liquid in the freezer.
Looking for some inspiration for new e-cigarette flavors to try? Check out our blog for more great vaping content.
Are you wondering if you or someone you love is an alcoholic? The signs of an alcoholic sometimes aren’t obvious.
They may be passed off as just having a good time, or having a drink with friends. If these occasions get out of hand too often, then it is time to address what may be a problem that can become worse.
There could be dire consequences if the situation isn’t addressed.
In the U.S., there are 15 million adults who have an alcohol use disorder, and alcohol is responsible for 88,000 deaths every year.
If you want to know if your situation needs to be addressed, keep reading to learn the signs of an alcoholic and how to get help.
1. Drink Alone or Feel You Have to Hide It
Are you drinking alone because you don’t want anyone to tell you that you’re drinking too much? Maybe you feel that you have to hide your drinking to avoid feeling judged.
In either case, if you feel that you have to hide how much you drink, you probably have an issue with alcohol.
2. Memory Loss or Blackouts
Drinking to the point where you have to piece together what happened the night before means you drank way too much.
This occurs when your blood alcohol levels are high, and they inhibit the brain to function normally.
If you experience blackouts regularly, you should consider treatment options. Drinking that much regularly could cause irreversible damage to the brain.
3. Drink to Relieve Stress
One of the signs of an alcoholic is to drink to relieve stress. This may seem like a normal drinking behavior, but it is not.
In the long term, drinking to relieve stress can lead to mental health issues like depression and anxiety. This is because you’re not finding healthy ways to cope with stress.
4. Become Isolated or Alone
If you find that you’re hiding your drinking or you want to avoid people altogether so you can drink, you could have a problem.
Alcoholics frequently find themselves isolated or alone because they are uncomfortable being around friends because of their drinking and will become more and more isolated.
This is important to recognize early before the problem gets worse.
5. You’ve Tried to Quit Drinking
Have you tried to quit cold turkey but couldn’t do it?
If you’ve tried to limit or eliminate alcohol and could not do it, you should seek help.
Over time, your body becomes dependent on alcohol, which makes it more difficult to quit on your own with just willpower.
6. You Hang Out with a Different Crowd
You may not be drinking in isolation, but you could be hanging around with a different crowd. You might be mistaking your drinking buddies as your friends. If you tell them that you’ve stopped drinking, see how fast they disappear from your life.
7. Drinking to Feel Better
Alcoholism occurs in stages.
It’s important to know this because many us of will have a drink to “take the edge off” or to feel better if we’ve had a rough day.
8. You’re Irritable or Have Mood Swings
Does your personality change when you drink or when you stop drinking
One of the common signs of an alcoholic is to see mood swings. When a person is addicted to alcohol, they may become aggressive or irritable when they start to drink again.
The same could be true when a person doesn’t drink. They may have severe mood swings or become aggressive because they need to have a drink.
If they calm down after a drink, they may be addicted to alcohol and should seek help.
9. Change in Physical Appearance
When you consistently have high levels of alcohol in your system, your physical appearance can change.
For example, there may be weight loss or weight gain that’s noticeable. There are also changes in the face. You may experience flushed skin or notice blood vessels across your face.
10. Withdrawal Symptoms When You Stop
Have you ever had anxiety, trouble sleeping, or shaky hands when you’re not drinking?
These could be signs that you are going through an alcoholic withdrawal. Your body has physically become addicted to alcohol, and when the level of alcohol is reduced, you suffer from withdrawal symptoms.
How to Get Help
If these signs of an alcoholic hit close to home, it may be time to seek help. There are many options available to get the help that you or your loved one needs.
If you’re dealing with a loved one, approaching them to help may be the most difficult thing to do. An alcoholic may not be themselves and could get defensive.
It’s important not to blame them or come across as attacking them. Put yourself in their shoes for a moment before you talk to them. How would you like to be approached? This will help you find kindness and compassion that will need to be conveyed to get the message through to your loved one.
When you do talk them, don’t start off with You statements like “You’ve been drinking way too much.” This can be seen as blaming.
Instead, use I statements like “I noticed that you’re drinking more and I’m concerned about you.”
That type of approach may open them up to conversation instead of shutting you out.
Treatment centers, such as a private rehab center, can assist with getting the help that an alcoholic needs to recover.
There are some basic things you can expect from treatment centers.
They offer confidential treatment and many have inpatient and outpatient services. Treatment stays range from 30-90 days, which will enable you to get the support that’s needed to get sober.
AA is a nonprofessional group that offers support to people who are recovering from alcoholism. Based on the famed 12-Step Program, AA is a spiritual journey as much as it is a tool to get sober.
Technology Can Aid Recovery
You can also use the power of technology in your sobriety. For instance, in South Korea, doctors are employing virtual reality to help patients.
There are many apps available that can help you maintain sobriety and assist in recovery.
The Warning Signs of an Alcoholic
There’s a difference between drinking socially and drinking to relieve stress and anxiety. When you drink to relieve stress and anxiety. Knowing the signs of an alcoholic to guide you towards making a life-saving decision.
If you or a loved one needs help, there are options available, from smartphone apps to treatments centers.
You’ve heard about the continued Opioid Crisis within the United States, and perhaps you even know someone who has struggled with an addiction to pain killer pills.
While addiction certainly doesn’t discriminate, there is one group of people who have fallen prey to prescription drugs that take many by surprise: members of the Mormon community.
Especially in Utah, where one-third of residents have a prescription for painkillers, drugs and the Mormon lifestyle have become an unlikely couple.
But what are the reasons for this shocking drug use?
Read on to find out.
1. The Pressure To Be Perfect
Being a Mormon isn’t always easy.
In addition to the judgment and stigma the community often faces from the “outside world?” There is also lots of pressure from within the Mormon community to “keep sweet” and to be perfect.
Fathers must be adequate providers, and mothers must be the perfect homemakers.
Complaining, taking time for yourself, or even expressing dissatisfaction with the lifestyle are all looked down upon greatly.
As a result, many members of the Mormon community turn to prescription medication to help them to cope.
Even more alarming?
Because of the pressure the community puts on its members from such a young age, even teenagers and pre-teens within the community can easily fall prey to addiction.
As with more secular teenagers, peer pressure, bullying, and a sense of inadequacy when compared to their friends can all push Mormon teens into prescription drug abuse.
2. To Manage Physical Pain
Of course, sometimes an addiction to pain killer pills can begin even when one is using the pills for the original purpose they were prescribed for — to help with physical pain.
Especially if someone is recovering from a more serious operation?
These prescriptions can provide serious relief and even improve a patient’s quality of life. The same is true if a Mormon patient suffers from a more chronic condition that leaves them in pain.
However, our bodies adapt very quickly to this medication.
While a lower dosage taken only once in a day might be enough for pain management in the beginning, soon, our bodies develop a higher tolerance for the drug.
Now, to get the same effects as before, patients will need to take pills with a higher dose several times in a day.
This can quickly become incredibly unhealthy, and leave the patients in worse pain than before if they don’t get the drugs their bodies now depend on to function.
3. To Numb One’s Emotions
Living the Mormon lifestyle can be incredibly challenging, just as for many, it can also be incredibly rewarding.
Especially for women, who are responsible for caring for their children, keeping the house clean, and getting food on the table every meal for large families?
Sometimes, the stress of the lifestyle can be overwhelming.
Many turn to pain killers as a way to numb the symptoms of depression and anxiety that they may feel. They may initially think that they have some sort of “control” over the amount of medication that they take.
But that false sense of control erodes quickly.
Additionally, sexual abuse is a serious problem within many sects of the Mormon community. Often, these survivors aren’t believed, or, even worse, are blamed for the abuse that they suffered.
This especially makes people vulnerable to becoming addicted to pain killer pills.
4. Poor Medical Care
An unfortunate reality in the Mormon, as well as the more secular, world we live in?
Sometimes, not every medical professional will operate under an acceptable code of ethics. This allows those dealing with an addiction to pain killer pills to take part in doctor shopping.
It also helps them to get more pills and higher dosages than they actually need.
In fact, recently in Utah, a pharmacist was even arrested for prescription drug smuggling.
In addition to making money from an illicit drug trade?
Many medical professionals may also receive payouts from drug companies for prescribing these pain killers to their patients.
This makes it incredibly easy for addiction rates within the Mormon community, and the Utah community at large, to rise at alarmingly rapid rates.
5. Lack Of Accountability For The Problem
One of the main reasons for the rising addiction to pain killer pills within the Mormon community?
Because the religious, restrictive nature of the Mormon community can make many feel as though there will be consequences for asking for help. Not only do many addicts feel a deep shame. They even as though they’ve betrayed their God when taking prescription medication recreationally.
They also fear the social consequences of admitting that they have a problem.
Therapy can sometimes be looked down in the Mormon community.
This is especially true among stricter sets like the FLDS. So, not only does the community struggle to acknowledge the rising rates of addiction.
They also put a serious stigma on getting help.
Do You Own A Rehab Center For Addiction To Pain Killer Pills?
We hope that this post has helped to educate you regarding just a few of the complicated and often deeply sad reasons behind the connection between the Mormon community and pain killer pills.
If you own a rehab center or work as a mental health professional?
We know that you’re interested in providing care to those who need it.
Spend some time on our website. While there, you learn more about how to optimize your web presence and secure your site so that members of the Mormon community facing addiction can contact you confidentially.
Also, be sure to browse through our extensive collection of digital downloads of books and pamphlets on fighting addiction that you can provide to your patients.
The world needs more nurses like you, and you know it. You care for your patients with compassion and dedication. You give your all–your blood, sweat, and tears (it’s that kind of job.)
But no one will hire you.
Don’t fret. One day, the right hospital will need you and your set of skills, and when your brilliantly-crafted nursing resume lands in their lap, they’ll know they want you.
That is, if you actually wrote said brilliantly-crafted resume.
Recruiters spend an average of six seconds per resume. That’s right–SIX! You have about six seconds or less to make them want to hire you. That sounds undoable, but there are many ways you can make it happen.
If you are a nurse at any stage of your career, read on. We’re here to make the art of resume-writing easy so that you can continue doing the hard stuff!
You’re Halfway There
You’ve done the medical school, the volunteering, and the clinical rotations. You’ve spent countless hours studying, implementing techniques, and treating. You already deserve this position, and now it’s time to prove it.
Knowing how to write a resume is the next hurdle. And if your hard work has proven anything, it’s that you can excel when faced with the tough stuff.
All you need to do is translate your actions into words. It’s not as daunting as it sounds! You don’t need to know any special coding or HTML, we promise.
Let’s get to the grit. Here are ten tips for starting or improving your nursing resume.
1. Highlight Your Strengths
There’s nothing worse than a bland sentence. Imagine a recruiter coming across your resume and reading: “I excelled at taking care of patients.”
Well, of course you did. But that’s not all you did, and we know it! Your new ASAP is “be as specific as possible.”
If you worked on the oncology floor and helped move patients from bed to bed, changed bedpans, or provided a friendly ear to family members of patients, then make sure you highlight that. The more detailed your experience, the more fitting your future position can be.
If your resume is generic, a hospital might reach out to you for something you’re not qualified, or not willing, to do. If you’re still freaked out by the sight of blood (we doubt it!), you might not want to be the one sticking veins all day.
2. The More Concise Your Nursing Resume, the Better
This comes back to the six seconds thing.
If recruiters are on a time crunch, or simply have too many applications to sort through, they will spend less time on each one. The longer your resume, the less likely they will draw from it all of the wonderful points you are trying to make.
This step is less about excluding information and more about honing in on what matters for the position for which you are applying.
- What are you particularly good at? You can avoid saying what you’re not-so-great-at by just concentrating on your talents here.
- How many people did you oversee at any given time? If you can recall numbers, then use them. (Example: I supervised up to 10 staff in the 200-bed adolescent unit.)
- Have you done relevant volunteer work, and if so, where?
- What floors have you worked on? List the ones that make sense.
Although you may be tempted to include too much information, it’s best to keep your resume between one and two pages. You can delve deeper into your history during the interview process (that you’re sure to get after writing your shining resume).
3. Achievements and Certifications
There are such a large variety of certifications any nurse can get. If you have any special qualifications, they deserve to be on your resume. This not only shows that you’ve put extra time into furthering your career, it displays your unique interests.
Your credentials can include any of the following:
- Licensure credentials
- National certifications
- State designations
- Outstanding achievements
This category can also apply to your schooling. If you spent hours studying your heart out, let employers know. GPAs of 3.5 or above are encouraged to be noted in your nursing resume.
Any additional time you put into your education that you didn’t have to deserve to be rewarded. Don’t be afraid to gloat. You worked for it!
4. Choosing the Format
If you haven’t updated your resume since before med school, it’s time for a creative update.
Eye-catching framework can be all it takes to keep a recruiter’s eye on your resume over the one that’s simply typed on a Word doc. There are many easy software programs out there that can help with this. You plug in the information and it regurgitates a prime nursing resume.
Maybe regurgitate is the wrong word–you get enough of that at your job! But you know what we mean.
Formatting also comes down to the order your resume is in. There are a number of ways, from functional (skills and such listed first) to reverse chronological (starting with recent experience and going back).
5. Word Choice
You don’t have to be a book nerd to use imaginative language. It’s as easy as perusing your resume for the generic words and exchanging them for some awesome synonyms.
You can do this is any number of easy ways, from Googling to right-clicking words in your Word docs and choosing “synonym.” Watch the remarkable, wonderful, astounding, incredible results fly in.
6. Keywords Are Key Words
Because of the influx of nursing resumes, many hospitals are now using sorting software to sift through the applicants. This means that your application might be read by a robot instead of a living and breathing human being.
Get yours to the top of the list by using words that will stand out to the computer. You can do this by using the exact same language as the job posting itself. If the hospital is looking for a “registered LPN,” make sure you say those words in your resume!
This is a necessity, as 94% of hiring professionals say that their ATS (Applicant Tracking Software) make the hiring process much easier.
Your nursing resume is not just about your past and/or current job experience. It’s also about where you went to school and what you studied. Your achievements began long ago when you first started pursuing this career choice.
Here is your opportunity to shed some light on your academic accomplishments and degrees. Each degree offers a completely different level of expertise.
Letting your future employer know exactly what you’ve achieved thus far will help them place you in the most fitting position.
8. Make It Personal
Your job is a very special one. Don’t be afraid to make your nursing resume as personal. You can do this in any number of places, from an Objective Statement to a cover letter.
This can also be highlighted in the design. Bolds, underlines, and special headers will stand out.
Breath life into it! No pun intended. (Okay. Pun intended.)
9. It’s All Digital
If you have any computer experience at all, tell them about it.
Stay ahead of the game by being on technology’s heel. Practice with software and the internet. Be willing and able to learn new programs.
Hospitals are doing things electronically–it’s just easier that way. Electronic Health Records and Electronic Medical Records make keeping track of patients and recalling patient information simpler than scouring through stacks of unorganized papers!
10. Supplement Your Application
As you already know, getting the job doesn’t rely solely on any one thing. An outstanding nursing resume, combined with your glowing recommendations and experience, can still leave you jobless.
Make sure to enhance your chances by being diligent in pursuing your chosen job. Send emails and make phone calls and appearances. Show how badly you want this job, and you may be more likely to get it.
Hospitals aren’t scared of aggression; they’re looking for it. In fact, the more you prove you want the job, the better. You’ll need to be just as strong in order to maintain such a taxing position as nursing.
You’ve worked hard to get where you are today. Don’t shortchange yourself by slacking on something as important as your nursing resume. This alone could be the difference between a dream job and a not-so-stellar one.
Write your resume, and then proofread it to death. Make sure it displays who you are and what you can bring to the operating table. It’s worth just as much time, research, and dedication as your future job entails.
Take advantage of the many different ways to bring it up a notch. Stand out from the crowd with unique formatting, strong word choices, and relevant experience.
You’ve got this! Let us know if there’s anything we can do to help you help us.
After all, we may be needing your services someday.
Battling stress can be made much easier by using the right meditation techniques.
Whether you’re totally new to meditating or have been taking advantage of this practice for years, everyone can benefit from learning new meditation techniques.
The art of meditation can offer you real benefits from even your first moments of attempting it. You don’t have to be good at it and you don’t have to have a goal in mind.
Simply sitting still, breathing, and calming your nervous system will leave a dramatic impact behind on your body.
Read on for meditation techniques that really work.
1. All Meditation Techniques Come Down to This: Just Breathe
At the end of the day, all meditation comes down to is coming back to your breath. Just take a moment or two to breathe.
Focus on your breath and feel the sensation of air coming in through your nose and being expelled a bit warmer. You can observe the sensation of cool air flowing in and warm air flowing out, or just feel how it feels for you to truly notice what breathing feels like.
If you lead an active, busy, or stressful lifestyle, you can especially benefit from meditating. Calming down — whether you meditate for one minute or thirty — will offer you lasting results both physically and emotionally.
It takes no work, preparation, money, or time to slow down and breathe. It’s free and easy — that’s what makes breathing deeply one of the most accessible and efficient meditation techniques!
2. The 7/11 Method
One of the most popular meditation techniques when it comes to getting control of your breathing is to practice the 7/11 method.
It is a very simple technique but it can help to trigger relaxing results in your brain. Breathing this way tells your brain to settle down and that you don’t need to be in fight or flight mode because all is well.
All you have to do is breathe in for 7 counts through your nose, pause, then breathe out for 11 counts through your nose.
This simple breathing technique slows down your heart rate, reduces stress, and helps you to settle and re-center.
3. Use a Mantra
Many people feel leery of using a mantra because they’re not sure where the practice originates.
However, all a mantra does is give your brain something to focus on and come back to as you meditate.
Take the example of an elephant in a bustling Indian market. Walking that elephant through the market can take forever because its trunk is curiously exploring everything around it.
However, a good trainer will provide that elephant a stick or object to hold in its trunk as they walk it through the market. Doing this gets them through the market in record time, as the elephant is solely paying attention to the object it’s holding and its attention is not wandering.
This is what a mantra can do for your brain. As your mind starts to wander, the mantra brings you back to the present moment and the task at hand — that is, meditating.
4. Listen to Calming Music
Many meditation experts recommend that you do not listen to music as you meditate. This is especially true if the music has words or happens to be your favorite rock and roll song.
While you might enjoy listening to music and it might put you in a better mood (which is great), this is not meditation.
If you do choose to listen to soothing music while you center yourself, opting for something like spa music or simple vibrational sounds can be a great way to do it. Sites like Meditation-Music.com can provide great music options when you need soothing sounds to ease your mood.
Listening to music may also be very helpful in noisy or crowded situations, such as your subway commute or a hectic day at the DMV.
5. Use an App
Our phones and computers can be a major source of distraction. Spending time just scrolling on social media can bring up stress, envy, and other unpleasant emotions.
However, smartphones are a neutral tool. You can also use them to help, not hinder your mental health.
Try a few different meditation apps to see what you like the best. These apps offer you guided meditations, soothing sounds, and other ways to practice and track your meditation journey.
6. Don’t React — Just STOP
Even if you don’t feel stressed, you can still benefit from the practice of meditation.
Whether you want more excitement in your life or less, meditation can simply help to put you in a better mindset. You’ll be in a state of mind that allows you to respond, rather than react, to whatever situations come your way.
By utilizing your frontal cortex — the logical and rational part of your brain — rather than the amygdala, which triggers the stress response, you will be able to approach things in a more responsible and balanced way.
When something alarming or upsetting comes your way, what should you do? Just STOP! This method is actually an acronym.
The S stands for stop. T stands for take a breath. O means observe — take time to step back and truly observe the situation, what is happening, and what you can do about it. After that, you’re ready for P — proceed.
7. Progressive Muscle Relaxation
This may sound complicated and hard to do, but progressive muscle relaxation is not a difficult practice. All you have to do is start at one end of your body and work your way to the other end.
Along the way, tense and squeeze the muscles in one part of your body at a time. Hold this tension for ten seconds, then let it go. Ease your way into the next part of your body, and then the next and the next.
Maybe start with your head and neck, then end with your toes. Progressively relaxing this way triggers your body to relax.
Meditation Techniques: Wrap Up
With these techniques in mind, you will be well on your way to leading a more peaceful, balanced life.
Looking for more tips to improve your wellbeing? Browse our site for other life, health, and wellness tips.
By the year 2020, it’s expected that at least 43% of the American workforce will be freelancing. This trend is aided by the digital revolution; Thanks to the internet, aspiring entrepreneurs and side hustlers have more help available than ever. Online marketing tools are one important example.
The right online marketing tools can help grow your audience, nurture your leads, and reduce your tech burden. These seven examples are just scratching the surface:
This e-mail marketing platform lets you build and segment e-mail lists. You can send messages to many people at a time (like past customers), and track how many people open and click on each correspondence.
No matter what kind of industry your side hustle is in, from cannabis marketing to ridesharing to fashion, you have to join in on the conversation. The best way to do that today is through social media.
With a tool like Buffer, you can schedule posts to Facebook, Twitter, and Pinterest in advance. Setting aside 30 minutes to write social posts can keep your queue full for an entire week, saving you lots of time in the process.
3. HubSpot CRM
A CRM is a great way to log the people who have expressed interest in your business. Whether they’re potential customers or partners, it makes sense to track their activity and record important information.
With a CRM you can see how many times you’ve e-mailed someone and take notes about previous interactions. More advanced side business owners can also use a CRM to track overall sales activity and pipelines. HubSpot’s is a great choice and is free to use.
Need to record notes, save sections of articles in documents and eBooks, and organize your side hustle to-do list? Evernote is a powerful productivity software suite with these features and more. Many users appreciate its cross-device compatibility, allowing them to store and edit the same notes on their smartphones and computers.
5. Google Drive
This free digital storage system is the gold standard of collaboration online today. Teammates can access documents, spreadsheets, and images immediately through the use of shared folders. Drive’s powerful comment and suggestion features also let multiple team members provide input on a document, without creating dozens of new files.
Trello is a perfect tool for small teams to stay organized. Its card and column layout follows the style of the classic kanban board, a staple for agile software workflows. You can also create checklists on each card and use them to store notes on a specific project or idea.
It’s not a traditional online marketing tool, but everyone knows that running a business is stressful. With this easy meditation app, you’ll get reminders to take a breather and relax. Many of the most successful business owners in the world are already using meditation to improve focus and energy — you should too.
The Best Online Marketing Tools Are The Ones Right for You
Although millions of people around the world use these tools to run their side hustles, it’s important to create a tech stack that works best for you. Try combining different tools and seeing which ones fit your style.
For more resources to help your blossoming side hustle, check out our Digital Download Marketplace.
Want to enjoy better health and well-being? Perhaps you’re looking to get leaner and build mass? Either way, it has never been easier to take care of yourself.
With the advent of technology, we have access to cutting-edge apps that make clean eating and fitness a breeze. Some can monitor your heart rate, sleep, and stress levels. Others feature pre-set workouts and meal plans developed by health experts.
Each year, one in two men is diagnosed with cancer. Heart disease, low testosterone, diabetes, and Alzheimer’s disease are all common problems among men.
Considering these facts, good health should be your priority. Most illnesses can be prevented through dietary and lifestyle changes.
Don’t wait until it’s too late! Use these men’s health apps to boost your well-being:
This app has been around for ages. It’s a favorite choice for millions of dieters, gym goers, and fitness competitors.
With MyFitnessPal, it’s easy to track your calorie intake and workout results. Their database features over 300 million foods and thousands of recipes that promote optimum health.
The mobile app is completely free. Once you sign up for an account, you can log your meals and workouts on the go. Plus, there’s a friendly community waiting to answer your questions and share helpful tips on good nutrition and exercise.
With Fitbod, you can create, customize, and track your workouts like a pro. This app provides everything you need to get in shape and keep the pounds off.
Basically, it develops a training plan based on your goals, fitness level, and time frame. Users can choose from hundreds of different exercises depending on the muscles targeted.
Want to get leaner and fitter but don’t know where to start? Fitocracy is your best bet!
This app gives you access to the awesome Fitocracy community. Here you can ask questions about exercise and clean eating, connect with expert trainers, and meet other gym buffs in your area.
For just $1 a month, you’ll receive personalized diet and training plans. There are also hundreds of workout programs and exercises that you can use for inspiration.
Have a hard time sticking to your diet? Or maybe you’ve lost your motivation to work out? Try Playbook, one of the most popular men’s health apps out there!
Once you join, you’ll be paired with an athlete, social media influencer, or personal trainer.
Every day, you’ll receive updates on your partner’s wellness advice and training routine. Better yet, you can ask him questions and communicate in real time. This will skyrocket your motivation!
5. FIT Radio
It’s no secret that music can improve athletic performance and boost workout motivation. That’s what FitRadio is all about.
This music-streaming app features engaging songs for every type of workout. Its database includes every music genre you could think of.
The basic version is completely free, but you can buy a premium membership for access to more mixes.
Touted as one of the best men’s health app for runners and cyclists, Strava comes with lots of handy features to keep you on track.
Users can easily monitor their rides and progress, compete with friends in real time, and follow their favorite athletes. The app can be integrated with bicycle computers, smart watches, and other fitness tools.
Whether you want to drop a few pounds or keep your blood sugar stable, CarbsControl can help.
Featuring over 100,000 foods in its database, it makes easier to track your daily carbs. Plus, you can set carb goals for every meal and adjust serving sizes accordingly.
8. Trak: Sperm Health & Fertility
Even though there are hundreds of men’s health apps to choose from, Trak is the only one that monitors fertility and sperm count.
This handy tool is anonymous and free to use, so your personal data will be secure. Once installed, it identifies your fertility risk factors based on your health, stress levels, and exercise habits.
In case you detect a fertility problem, you can take the steps needed to fix it. Consider using a natural male enhancement formula to boost your testosterone levels and sperm quality.
Most men, especially those who are into fitness, rarely eat out. They prefer to cook at home so they can have full control over their daily calories and macros.
With HealthyOut, dining at your favorite restaurant won’t be a problem anymore. This app shows you the best local restaurants based on your diet and food preferences.
Users can enter specific search parameters, such as low carb, low calorie, or vegan. Each dish has detailed nutrition information, which makes everything a lot easier.
Want to eat clean but you’re always on the go? Then you need HowUdish, one of the most useful men’s health apps out there.
HowUdish will find nearby restaurants regardless of your location. All you have to do is to enter some basic information about your diet, whether it’s vegan, gluten-free, or high-protein.
As a member, you’ll have access to a dynamic community of gym goers and dieters. Feel free to share recipes and training tips, post pictures, and chat with other users.
Whether you’re a teen or a grownup man, grocery shopping is never easy. With so many tempting foods around, it can be hard to stick to your diet.
This is where ShopWell comes in handy. It’s one of the best-rated men’s health apps for dieters!
This free app provides custom food recommendations based on your diet and fitness goals. You’ll no longer have to read the labels or spend hours trying to decide which foods suit your needs.
Do you drink enough water? If not, you’re at risk for dehydration, muscle cramps, fatigue, and aches. Not to mention that it will take you longer to recover from training.
Waterlogged makes it easy to track your daily fluid intake. This app takes photos of your cups and bottles to determine how much water you’re actually drinking.
13. Sleep Better
Good sleep as just as important as clean eating and exercise.
During sleep, your body recovers from stress and repairs damaged tissues. It also produces important hormones like testosterone and HGH, which support male health.
With Sleep Better, you’ll catch more Zzz’s and wake up refreshed. This handy app will track your sleep cycle and duration, determine the ideal wake-up time, and store your personal sleep data.
What if you could turn your smartphone into your own personal coach? With PEAR, you’ll have access to hundreds of interactive audio workouts developed by world-famous trainers.
This is one of our favorite men’s health apps because it provides everything you need to get in top shape. It even tracks oxygen consumption during training so you can assess your fitness level.
Feel down or moody? Struggling with stress and anxiety? Happify can help!
This app features brain games, quick tasks, and fun games to help you unwind.
All you have to do is to enter your goals, whether it’s a better mood or stress relief. Happify will suggest activities that boost happiness and mental well-being.
Men who meditate are more productive and focused. They also feel less stressed and enjoy better overall health.
Increased motivation, weight loss, and mental clarity are just a few of the many benefits of meditation. This centuries-old practice can change your life forever.
With millions of users worldwide, the Mindfulness app makes it easier to start a meditation habit and stick to it. It features over 200 guided meditations, 24 mindfulness courses, and mindful notices that will keep you track.
This is one of the few men’s health apps for meditation, so make sure you check it out!
Over eight million people use Jefit to build a better body and reach peak physical performance.
Described as one of the best men’s health apps ever created, this handy tool boasts more than 1,300 exercises for bodybuilding enthusiasts. Its database includes popular workouts like the 531, 5X5, and Greyskull.
18. 7 FIT
Once you install 7 FIT on your phone, you’ll have no excuse to skip exercise. This app features hundreds of workouts that take just seven to complete.
Users can opt for full body circuits, HIIT, ab workouts, and much more. Plus, the background music and demo videos are really cool!
Some guys prefer running or jogging over strength training. If that’s your case, Runkeer is a must-have.
This GPS-enabled running app has over 50 million users, featuring advanced activity trackers. It provides detailed stats on running distance, intensity, pace, and routes. The goal-setting function allows you to customize your workouts for better results.
20. Runtastic Six Pack Abs Workout
Ripped abs are the holy grail of fitness. Some people work out day in and day out, and yet have trouble losing belly fat.
As its name suggests, this app will show you what it takes to build that sought-after six-pack. It features core-focused training plans that will set your abs on fire and shape your waistline.
Reach Your Diet and Fitness Goals with the Best Men’s Health Apps
These amazing apps will bring you closer to your goals and make your journey easier. The key is to be consistent and stick to your plan.
Now you have no excuse to cheat on your diet and skip your workouts. These handy tools will remind you to eat clean and take better care of your health.
What are your favorite men’s health apps? Have you tried any of the options listed above? Share your experience with our community!
A hunter is only as good as his/her hunting stuff. From necessary items carried on long treks to clothes and gear, it’s important to have all the right, well, hunting stuff!
Take a pair of hunting boots, for example. People can’t withstand wet or cold feet for very long and that means that a good pair is in order for any great hunting expedition.
What about guns? How many are needed for your particular trip? Which are easiest to keep up with or will perform the best in your particular environment? Have you thought this all through?
Here’s a quick guide of some of the essential things needed to live a badass hunter’s lifestyle in case you haven’t:
It’s already been mentioned that a good pair of hunting boots is imperative, and it’s worth mentioning twice because a good pair of boots will severely impact comfort and prevent health risks such as frostbite, which can quickly lead to gangrene.
The right boots will be comfortable, durable, and badass. Try guide gear boots, which are insulated and water-proof.
Guns are obviously on the list for required hunting stuff. They’re at the very heart of hunting, after all (besides the game, of course). Try your hand at a Beanfield Sniper or a Timber Classic Marlin.
Always make sure all the weapons are safe, clean and ready to use at all times. Gun safety should always be a top priority.
No ammo, no hunting.
Searching for bullets can be a grueling task so buckle up for your search. Check the weight and caliber of the ammunition, it has to be the right size for the gun. Double check, in fact. A box of useless bullets will become a burden really quickly.
Gear/Supplies and Hunting Stuff!
Hunting stuff isn’t just about boots and guns; it’s also about the quality of the gear.
Having the following items ready for a hunting trip is essential:
Lighters or Flints to Create Flame
Where would one be on a hunting trip without the lighters or flints to start a fire?
Probably wet, cold, or both.
Make sure flints and lighters don’t get wet in transit and bring more than a couple to be prepared for the unexpected.
Fresh, clean water can be transported, but one should always be prepared to turn stream, creek, or river water into fresh, drinkable water. Stock up on supplies that will help you filter water and make sure to bring jugs or containers.
Knives to Cut Meat and Rope
Knives are essential in the wild acting as scissors, axes, and maybe even additional protection if things go south. Also, consider carrying a few small knives to cut up a fresh kill or to cut a rope to hang up tents and kills (don’t rely on just one big knife).
A Reliable Flashlight
Make sure to have a flashlight (preferably two) on hand, along with reliable, new or rechargeable batteries.
You never know when you’ll need a flashlight, but you’ll be sure glad you had one when you do in the wild. You may need to shoo bears and other critters away from your campsite or answer a late night call of nature. And who wants to be stuck in the wild without anything lighting your path?
The possibilities for what rope could come in handy for are endless. Always have extra on hand. Make it a part of your emergency kit and find creative ways to store it. Consider tying in around other items or looping it around a backpack.
Rope can be used to tie and hang up your game, as well as secure cargo when the trip is over. You may also need rope to secure items at camp (like a tent) or hang clothes to dry near a fire.
Obviously, you’ll need a place to sleep and keep warm in the night. And a good tent or sleeping gear is important for safety to keep you secure from mosquitos, which carry disease, and other bugs and curious critters in the night.
Kind of like boots, a tent and/or sleeping bag and gear will make for a more enjoyable and comfortable experience in the wild. And don’t forget a pillow!
Gun Cleaning Equipment/Kits
Always keep cleaning kits in with the guns and always keep the guns clean. They should be maintained after daily use for safety and cosmetic upkeep.
Every badass hunter needs these supplies to truly be a badass. Don’t sell yourself short when it comes to the essentials of hunting.
From Smeg’s incredible collaboration with Dolce and Gabbana to Marc Newson’s stunning range of toasters and tea kettles, kitchen appliances are no longer serving a purpose — they’re also making a statement.
Whether you’ve just redone your kitchen and are looking for an upgrade, or if you’re interested in connecting with your inner Julia Child, you need options that combine form and function.
However, buying the right appliances is seldom as easy as it looks.
There are lots of hidden factors that you’ll need to take into consideration when making your decision.
Need a little help in getting it right?
If so, then keep on reading our appliance buying guide.
Consider The Cost
Of course, the most important thing to keep in mind when you’re putting together a plan for your kitchen appliances is your budget.
Especially if you gravitate towards expensive materials and brand names, the cost of appliances can add up pretty quickly. Before you know it, you’ve spent so much that you can’t afford to finish installing that backsplash tile.
To help keep you in check, keep in mind that your appliance budget should be between roughly 8-10% of your overall remodeling budget.
Chances are, this number is a lot lower than you anticipated.
However, it’s ok to select a few “investment appliances” — especially if they’ll actually help you to keep costs down in the end.
For example, consider investing in steel appliances, which are more durable and resistant to staining and rust. Think about whether it would be financially smarter to invest in an electric or gas stove, depending on how much you actually cook at home.
Would going over budget to invest in smart appliances, which may ultimately help you to save on electricity and water costs, be a wise move?
These are all crucial things to think about when defining your budget.
Read The Consumer Reviews
So, you’ve fallen in love with a variety of kitchen appliances — though that love is mostly based on looks alone.
We get it.
It’s incredibly easy to get distracted by beauty and completely ignore the more important things, like overall functionality and the amount of space an appliance will take up on your countertops.
(Speaking of, let’s take this opportunity to remind you of taking as many exact measurements as possible before investing in any appliances.)
Luckily, the good news is that you’re likely not the only person who has ever been interested in these appliances. And you can rely on the reviews of dozens, possibly even hundreds, of past consumers to determine whether or not the appliances you’re considering truly live up to the hype.
For example, these ice maker reviews outline the pros and cons of some of the most popular ice makers on the market. They also detail the different features, give the dimensions of the machines, and compare them to other bestselling brands.
When it comes to reviews, there’s really no such thing as “too thorough.”
Think About What You Really Need
When you’re shopping for kitchen appliances, it’s incredibly easy to allow your eyes to be too big for your stomach — or at least, for your countertops.
In order to determine what you actually need, and what you can find a way to live without, think about the meals you like to cook the most.
Do you need a stand mixer because you love making cookies for your neighbors, or do you just vow to make this the year that you actually try to make gingerbread, only to put it off yet again?
How often do you toast bread, microwave a bowl of oatmeal, make tea on the kettle or use your toaster oven?
These are all things to take into consideration to help you understand what your essentials actually are. Plus, the less you spend on appliances, the more you’ll have leftover to dedicate to the rest of your interior decor and design.
When In Doubt, Stay Neutral
So, you’ve outlined a thorough budget, you’ve figured out which appliances you truly do need, and you’ve even read a few reviews of the frontrunners.
Now, it’s time to think about the tones, materials, and colors that you’ll choose.
We know that it can be tempting to go for the latest trend, the most over-the-top pattern, or the sleekest design of the moment.
However, especially if you don’t plan to renovate your kitchen once every three years, you need to design with longevity in mind. After all, no one wants a kitchen that will look outdated by the time it’s finished being installed.
For best results, we suggest sticking to more neutral colors like brown, black, white, or silver/chrome.
Keep in mind that it’s totally possible to liven up your kitchen with bold prints and patterns in other ways. Save the crazier designs for your curtains, your placemats, and your decorative dishes instead.
Which Kitchen Appliances Will You Choose?
We hope that this post has helped you to figure out how to choose the best kitchen appliances for your home.
Remember, it’s all about neutral shades, setting a firm budget, knowing what you need, and reading online reviews to make sure the appliances you’re thinking about are actually worth it.
Looking for more home and kitchen decor advice?
Want to access manuals and guides that will help you to go the DIY route when it comes to setting up your appliances and upgrading your kitchen?
We’re here to help.
Spend some time on our website and blog to access ebooks, articles, and guides about everything decor.
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